Privacy Policy

Privacy Policy

STOWA (Securities & Timeshare Owners Welfare Association) values your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website (https://stowa.co.in).

1. Information We Collect

We may collect the following types of information:

1. Personal Information: Name, email address, phone number, mailing address, and other details provided when you register or contact us.
2. Transactional Information: Details related to payments made through our platform.
3. Technical Information: IP address, browser type, device information, and cookies to improve user experience.
4. Usage Data: Information on how you interact with our website.

2. How We Use Your Information

We use collected information to:

1. Provide and manage our services.
2. Improve website functionality and user experience.
3. Process transactions and send payment confirmations.
4. Communicate updates, offers, and promotional materials (with consent).
5. Ensure compliance with legal obligations.

3. Data Sharing & Disclosure

We do not sell or rent your personal information. However, we may share data with:

1. Service Providers: Third-party vendors for payment processing, hosting, and analytics.
2. Legal Authorities: If required to comply with applicable laws or to protect our rights.
3. Business Transfers: In case of a merger, acquisition, or sale of assets.

4. Data Security

We implement industry-standard security measures to protect your personal data. However, no online transmission or storage system is completely secure. Please take necessary precautions when sharing information online.

5. Cookies & Tracking Technologies

We use cookies to:

1. Enhance user experience.
2. Analyze website traffic and trends.
3. Remember user preferences. Users can manage cookie preferences through browser settings.

6. Third-Party Links

Our website may contain links to external sites. We are not responsible for their privacy practices and encourage users to review their privacy policies.

7. Your Rights & Choices

You have the right to:

1. Access, update, or delete your personal information.
2. Opt-out of marketing communications.
3. Request data portability.
4. Restrict or object to data processing in certain cases.
5. For any such requests, please contact us at [unitedstowa@gmail.com]

8. Retention of Data

We retain personal data for as long as necessary to fulfill the purposes outlined in this policy or as required by law.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page, and significant updates will be notified to users.